12 Days of Insurance: Benefits of Insurance With Deerfield Advisors
Houston, the holiday season is upon us! What a fun time of year. We are so excited, as I’m sure you are as well, to celebrate with friends and family throughout the upcoming weeks. We at Deerfield Advisors want to make sure the holidays stay exciting, even in unforeseen circumstances. So, without further ado, we give you the 12 days of Insurance, designed to help you navigate any issues that threaten to ruin your holiday spirit.
Liquor Liability Insurance for the Holidays
Alcohol is commonplace at many holiday celebrations, and while it can make for a fun time, providers of alcohol need to have precautions put in place. If guests become intoxicated and damages occur, having liquor liability insurance can help cover legal fees and damages that may arise. Restaurants, venues, and other providers of alcoholic beverages should keep this in mind as we approach the end of the year. Perhaps now is the time to obtain liquor liability insurance and keep your business safe from financial losses.
Food Contamination Risks
Another consideration for restaurant owners is the risk of food contamination. Although it would be preferable that this were never an issue, we must recognize that just one mistake can lead to food becoming unsafe for consumption. Perhaps a date sticker is placed on the wrong container. Perhaps an employee fails to follow proper cleanliness guidelines before handling ingredients. Whatever the cause may be, the outcome is the same. People get sick. Lawsuits are potentially filed. Complaints are lodged.
Having the capability to deal with this likely reality is essential for Houston’s restaurant owners. Food contamination insurance will give you the ability to take care of your business and affected consumers, then bounce back with a vengeance. It can help pay for customer medical expenses, legal fees, compensate for lost income, and more.
Protecting Your Workers During the Holidays
With this busy time of year comes more chances for your employees to injure themselves. With events in full swing, the likelihood that someone gets hurt accidentally is very high. Workers compensation insurance can provide the peace of mind you need in this instance. Protecting your employees is protecting their livelihood as well as your own.
Workers’ compensation can be beneficial in covering lost wages, healthcare, and other monetary commitments that may come up. With so much going on around the holidays it’s better to be safe than sorry.
Deerfield Advisors Can Help With All These Insurance Policies and More
Although getting coverage in case of disaster can be nerve-wracking, we at Deerfield Advisors are here to help. Not only will we provide you with information about numerous types of coverage in the upcoming weeks, but we can also assist you in obtaining said policies. We look forward to working with you this holiday season and encourage you to consider giving yourself the gift of peace of mind.