Workers’ compensation insurance is designed to provide benefits to injured workers and to protect employers from injury lawsuits brought by employees. It pays for medical care, partially replaces lost wages during recovery from work-related injuries, and covers vocational rehabilitation for workers when needed. Generally, workers’ compensation is a no-fault system that provides benefits for workers injured on the job, regardless of who was at fault.... Read Article
A road trip is an American tradition and a great adventure. While you are traveling, your car becomes your home away from home. Many travelers use their cars as a place to eat, shelter from the elements, and sometimes even a temporary spot to sleep. Even more importantly, you are relying on your vehicle to get you safely from one destination to another. Before you... Read Article
Although landlord-tenant laws vary from state to state, common myths about rental properties are in circulation nationwide. The following are some widely held beliefs about renting and why they may not be as true as you think. The Security Deposit Covers the Last Month’s Rent Although the security deposit may equal a month’s rent, it is not earmarked for that purpose. The last month’s rent... Read Article
Drivers are required to carry minimum liability coverage in most states in the U.S. This coverage provides some protection in case you are involved in an accident that causes injury to another or damage to someone else’s property. Most vehicle owners want additional optional coverage for damage to their own vehicles. Our experienced agents at Deerfield Advisors Insurance Agency in Houston, Texas can work with... Read Article
A business owners policy (BOP) combines protection from all major business property and liability risks in one convenient package. Package policies are created for small and mid-sized businesses that face the same type and degree of risk. A policy that combines property and business liability insurance can cover your business for claims resulting from fire, theft, and other covered disasters, and for claims that could... Read Article
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